One thing the world is sharing in common today is financial concern. I often share here some perspectives from the overseas view but as I sit here in Southern California some of the solutions seem rather simple to me.
This Sunday night at 6:00, I and two friends will be sharing some principles for "Surviving Tough Financial Times."
If you are in our area--please come. It's free.
But just for starters what are a few things we could all do to take the edge off. Here is my top 10 list:
1) Stop eating out. A sit down meal is easily $20 per person on up.
2) If you eat out why not "eat down"---try to cut the meal to $8-10 per person.
3) Wash your own car at home in the drive way.
4) Have your hair cut at home or extend the time between hair cuts one week.
5) Cut your cable service to the basic channels.
6) Turn your heat off at night. No one will suffer frost bite in Southern California.
7) Watch a DVD at home and avoid the movie theatres. If you go to a movie sneak in your own popcorn and snacks.
8) Stop buying toys. It's time to grow up.
9) Car pool and look for gas on weekends.
10) Buy a used car. Buy a car with higher MPG.
What I find so fascinating about this list is it requires absolutely NO PAIN. Yet following through could mean hundreds of dollars per month for a family budget.
This Sunday night at 6:00, I and two friends will be sharing some principles for "Surviving Tough Financial Times."
If you are in our area--please come. It's free.
But just for starters what are a few things we could all do to take the edge off. Here is my top 10 list:
1) Stop eating out. A sit down meal is easily $20 per person on up.
2) If you eat out why not "eat down"---try to cut the meal to $8-10 per person.
3) Wash your own car at home in the drive way.
4) Have your hair cut at home or extend the time between hair cuts one week.
5) Cut your cable service to the basic channels.
6) Turn your heat off at night. No one will suffer frost bite in Southern California.
7) Watch a DVD at home and avoid the movie theatres. If you go to a movie sneak in your own popcorn and snacks.
8) Stop buying toys. It's time to grow up.
9) Car pool and look for gas on weekends.
10) Buy a used car. Buy a car with higher MPG.
What I find so fascinating about this list is it requires absolutely NO PAIN. Yet following through could mean hundreds of dollars per month for a family budget.
